Legalities

Nationwide: House prices dip is healthy
The property market has stalled, according to Nationwide, with house prices falling 0.9% in August in what it calls a 'healthy correction' "Property


Home loan squeeze hurts self-employed
Self-employed workers could find themselves shut out of the property market as banks use lowest annual incomes to decide on affordability "House


House prices: What next?
We analyse house price news and predictions and investigate what is next for the UK property market "House


What next for mortgage rates?
Are mortgage rates about to rise or fall and should you take a fixed or tracker deal? Predictions, tips and the best mortgage rates "Mortgage"


How much extra we pay to live by the sea
A house near a beach attracts a bigger premium than any other feature that buyers could hope for, research reveals today "Chesil


Negative equity curse 'will last until 2014'
Tens of thousands of people who bought a home at the peak of the market will remain trapped in negative equity until 2014, a devastating report warns today "A


House prices double-dip 'on the cards'
A fresh warning has been sounded over a house prices double-dip, as Bank of England figures show the house price rally has run out of steam "For


'Pay residents to vote yes to new homes'
Housebuilders should be allowed to pay cash 'bribes' to residents who agree to new homes being built in their area, a think-tank says "New


How to earn from your property in a bleak market
Despite the prospect of a double-dip recession, homeowners are still finding ways to generate income from their homes "Stuart


Get set to fix mortgage if base rate soars
Some homeowners will be panicked into changing their mortgage after an economist's prediction that the base rate could rocket from 0.5% to 8% "Robert


£122k whip-round to beat off developers
Neighbours have clubbed together to buy a 13 acre field in the Peak District, to prevent the beauty spot from being snapped up by property developers "Cow


How bogus solicitors robbed us of £735k
One family has become the victim of brazen conmen, who sold them a house for £735,000 while it was in the process of being repossessed "Nick


1.1m stuck in homes they can't sell
Research has revealed that more than a million homeowners are trapped in a property that they cannot sell "Young


Is Suffolk the ultimate seaside retreat?
With its meadows and rustic coastline, Suffolk is rural bliss, as one of the least developed counties in England. But what can you get for your money? "Lighthouse"


Flat-sharing can save you £5,225 annually
The current economic climate has left thousands of people more willing to share their personal space than ever before, saving them a bundle in the process "Inside


Banks profiteering on fixed-rate mortgages
Millions of homeowners are paying hundreds of extra pounds on their mortgages as bank mark-ups on home loans reach record highs "Calculator


Villages will 'become theme parks' after cuts
Rural communities are at risk of turning into retirement villages and theme parks after the Government's spending cuts kick in, activists have claimed "Stroud"


250,000 of us now own a second home
Nearly 250,000 Britons own two properties and experts predict the second home boom will continue this year despite wobbles in the housing market "family


Can we repay mortgage in ten years?
We need a £60,000 mortgage to be repaid over ten years. Would you recommend a repayment or an interest-only loan, backed by saving in Isas? "House


Should I borrow from flexible mortgage?
I owe just £2,000 on my mortgage. It is a flexible loan, allowing me to borrow back at any time at a competitive rate of interest. Should I do this? "House


Is Nationwide's rate hike fair?
Nationwide is changing the terms of the mortgage we took out with the Portman before the societies merged. Can they do this? "A


Can I blacklist tenant who won't pay?
My tenant has stopped paying rent. How do I inform the credit reference agencies so that other landlords won't suffer the same fate? "A


It is very important to have agreements between joint / multiple owners drawn up correctly.

  • What amount has each party paid towards the purchase of the property?
  • Who owns what percentage?
  • What will happen in the event that one party would like someone else to move in?
  • How will the contents of the property be divided up on sale?
Considering these important points will give both you and your co-buyer/s peace of mind.

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